Derek wants to withdraw $11,886.00 from his account 3.00 years from today and $12,955.00 from his account 14.00 years from today. He currently has $2,195.00 in the account. How much must he deposit each year for the next 14.0 years? Assume a 5.19% interest rate. His account must equal zero by year 14.0 but may be negative prior to that. Please use a financial calculator and show steps please