Derek wants to withdraw $13,515.00 from his account 3.00 years from today and $12,065.00 from his account 12.00 years from today. He currently has $3,576.00 in the account. How much must he deposit each year for the next 12.0 years? Assume a 5.96% interest rate. His account must equal zero by year 12.0 but may be negative prior to that.

Answer Format: Currency: Round to: 2 decimal places.