Derek will deposit $7,033.00 per year for 13.00 years into an account that earns 9.00%, The first deposit is made next year. He has $13,471.00 in his account today. How much will be in the account 34.00 years from today?

Derek will deposit $2,291.00 per year for 15.00 years into an account that earns 4.00%. Assuming the first deposit is made 5.00 years from today, how much will be in the account 30.00 years from today?