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Describe the pros and cons of using credit cards. Are your spending decisions made carefully when you use cash as opposed to credit cards? How

Describe the pros and cons of using credit cards. Are your spending decisions made carefully when you use cash as opposed to credit cards? How might having a credit card that earns you cash or points for airlines, hotels, etc. be a good strategy to use? What downside is there to having that kind of a credit card?

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