Determine the amount you must deposit today in your SUPER savings account, paying $7\%$ interest, in order to accumlate $$12,000$ for a down payment $4$ years from now on a new car.

$$,3,000\mathrm{.}00$

$$,9,154\mathrm{.}80$

$ $14,170\mathrm{.}95$

$$40,646\mathrm{.}52$