Determine the total first$-$year cost of car ownership for Milagros. She just purchased a vehicle valued for $$19,720$ with the following costs:

Note: Round intermediate computations to at least five $(5)$ decimal places.

Click on the table icon to view the Monthly Installment Loan Payment Factor $($MILPF$)$ table:

The first$-$year cost of ownership for a vehicle valued and purchased for $$19,720$ is $

$($Round to the nearest cent.$)$