Determine the total first-year cost of car ownership for Milagros. She just purchased a vehicle valued for $12,680 with the following costs Note: Round intermediate computations to at least five (5) decimal places Click on the table icon to view the Monthly Installment Loan Payment Factor (MILPF) table The first-year cost of ownership for a vehicle valued and purchased for $12,680 is $ (Round to the nearest cent)