Determine the total first-year cost of car ownership for Milagros. She just purchased a vehicle valued for $21 comma 55021,550 with the following costs:

Auto Loan	: Amount, $21,550; Duration, 4 years; APR, 8.25 percent
Property Taxes	: 1.80 percent of vehicle value/year
Sales Taxes	: 4.31 percent of the sales price
Title and Tags	: $32.81/year
Insurance	: $2,247.58/year
Maintenance and Usage	: $1.52/year