Develop a brief case study based on risk management and investment

you work for Manchester based company that specialises in financial advice and planning Two new clients, Takeshi and Akemi have asked you to advise them on how to better understand their finances, start planning for the future and simplify their affairs where possible.

PLEASE ANSWER ALL CONDITIONS IN BRIEF CRITICAL ANALYSIS MANNER

condition 1:

Takeshi (36) and Akemi (23) currently have no children although they are expecting their first child in 4 months' time. Takeshi is a warehouse operative, and Akemi is a teaching assistant. Their joint annual income is 32,000 per annum.

requirement:

They are looking for financial advice, to better understand their finances, start planning for the future and simplify their affairs where possible.