Develop a personal budget as part of a financial plan. Use the textbook as your guide, but you can use any resource at your disposal, just make sure to cite your sources. As part of this budget you should address the following required elements: -Identify personal financial goals as a start for a personal financial plan (short-term, intermediate-term, long-term, opportunity cost) -Identify inflows of cash (use spending diary) -Identify outflows of cash (use spending diary) -Outline a cash flow plan (interpret data and develop a plan) -Construct personal financial statements -Construct a budget (interpret data and develop a plan to meet short-term goals, at a minimum)