Develop and submit a 2-3 page academic paper on how you could save money by avoiding your own "latte factor", and how you could save these monies in an automatic manner.Within your paper, calculate the savings, assuming a 10% per year return, starting at your current age, and running through age 65. Develop your paper using the APA 7th edition publication guidelines. The assignment is due by Day 7, Week 3, and is worth up to 100 points.