Dill signs a check payable to the order of Jane, writes "this is nonnegotiable" in the lower left corner, and gives it to her. This check is A. negotiable. B. nonnegotiable, because it includes the notation "this is nonnegotiable." C. nonnegotiable, because it is not governed by Article 3. D. nonnegotiable, because it was given to Jane.