Dina is in a bit of a dilemma when it comes to handling her overall finances. She currently has an unpaid credit card balance of $1,000 where the card charges interest at a rate of .07% per day ( 365 days). She also has $1,000 sitting in her savings account at the bank earning an effective interest rate of 2% per annum. What would be the total cost to Dina for not paying off the credit card balance for a year? Select one: a. $172 b. $280 c. $298 d. $271