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Discuss the differences between commercial Bank and Savings institution based on the following aspects: 1) Key balance sheet characteristics; (10 marks) 2) Industry performance; (7.5

Discuss the differences between commercial Bank and Savings institution based on the following aspects:

1) Key balance sheet characteristics; (10 marks)

2) Industry performance; (7.5 marks)

3) Regulation burden. (7.5 marks)

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