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Discuss the economic disparities among women and persons of color with regard to Social Security and private retirement funds in comparison with white males. What

Discuss the economic disparities among women and persons of color with regard to Social Security and private retirement funds in comparison with white males. What factors are involved in these disparities? Include discussion of the theory of cumulative disadvantage.

What public policy and other suggestions would you offer to address these gender and racial or ethnic disparities? What barriers would you foresee?

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