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Do a horizontal analysis of this balance sheet: WXYZ, Corporation Consolidated Balance Sheet (in thousands) 12 Months Ended Dec 31, 2017 Dec 31, 2016 Dec
Do a horizontal analysis of this balance sheet:
WXYZ, Corporation | |||||
Consolidated Balance Sheet | |||||
(in thousands) | |||||
12 Months Ended | |||||
Dec 31, 2017 | Dec 31, 2016 | Dec 31, 2015 | |||
ASSETS | |||||
Cash and due from banks | $ 19,304 | $ 13,796 | $ 13,468 | ||
Interest bearing deposits with banks | 15,137 | 5,135 | 5,289 | ||
Total cash and cash equivalents | 34,441 | 18,931 | 18,757 | ||
Securities available for sale | 159,051 | 142,990 | 125,693 | ||
Securities held to maturity, fair value $44,549, $55,425, $71,363, respectively | 44,829 | 55,568 | 71,542 | ||
Loans held for sale | 1,736 | 1,770 | 1,835 | ||
Loans, net of allowance for loan losses $13,976, $14,194, $14,747, respectively | 1,230,194 | 893,716 | 838,213 | ||
Premises and equipment | 26,774 | 18,153 | 18,044 | ||
Restricted investment in bank stocks | 4,773 | 4,349 | 4,414 | ||
Investment in bank-owned life insurance | 44,935 | 40,742 | 39,642 | ||
Investments in low-income housing partnerships | 2,446 | 2,899 | 3,345 | ||
Goodwill | 19,580 | 6,308 | 6,308 | ||
Intangible assets | 2,560 | 688 | 1,033 | ||
Foreclosed assets held for resale | 436 | 256 | 580 | ||
Other assets | 23,668 | 19,950 | 18,519 | ||
Total Assets | 1,595,423 | 1,206,320 | 1,147,925 | ||
LIABILITIES | |||||
Deposits: | |||||
Non-interest bearing | 279,413 | 180,593 | 166,224 | ||
Interest bearing | 1,019,079 | 787,028 | 746,756 | ||
Total Deposits | 1,298,492 | 967,621 | 912,980 | ||
Short-term borrowings | 36,908 | 34,590 | 35,202 | ||
Long-term borrowings | 94,600 | 74,250 | 76,500 | ||
Other liabilities | 11,466 | 9,798 | 8,528 | ||
Total Liabilities | 1,441,466 | 1,086,259 | 1,033,210 | ||
STOCKHOLDERS' EQUITY | |||||
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no shares outstanding | - | - | - | ||
Common stock, $2.50 par value; 20,000,000 shares authorized; 7,086,258, 6,126,738, and 6,102,324 shares issued; 7,023,658, 6,064,138, and 6,039,724 shares outstanding | 17,716 | 15,317 | 15,256 | ||
Treasury stock, at cost (62,600 shares) | (728) | (728) | (728) | ||
Additional paid-in capital | 37,777 | 10,941 | 10,387 | ||
Retained earnings | 106,293 | 100,555 | 94,526 | ||
Accumulated other comprehensive loss | (7,092) | (6,024) | (4,726) | ||
Total Stockholders' Equity | 153,966 | 120,061 | 114,715 | ||
Total Liabilities and Stockholders' Equity | $ 1,595,432 | $ 1,206,320 | $ 1,147,925 |
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