-Do any of the 5 principles (risk return trade off, time value of money, leverage, liquidity vs profitability, matching principles, portfolio effect, valuation) stand out at you based on anything you've experienced? -The book discusses the recent Global Financial Crisis. Do you expect another crisis in the future? Why or why not? -What do you think were the causes of the last financial crisis? -Any ideas on how changes can be made to lower the chances of a future meltdown?