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Do people place too much dependence on their employers taking care of them? Do you think employees should not expect their employers (whether the employer

Do people place too much dependence on their employers taking care of them? Do you think employees should not expect their employers (whether the employer is the government or private?) to save money for their future? In other words, should employees receive their paychecks without retirement taken out and if they choose not to invest the money themselves, they must suffer the consequences?

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