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Do you have a credit card or use some other form of consumer credit? Identify what you currently use, if any. If you do not

Do you have a credit card or use some other form of consumer credit? Identify what you currently use, if any. If you do not use credit, discuss a type of credit that you might consider in the future. What advantages does using this type of credit award you? What are the disadvantages or risks associated with using this credit? Do the advantages outweigh the risks? Discuss, with specific examples.

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