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Do you think there is a need for increased transparency and competition on Rating Agencies Models? Is there a relation between an entity credit rating

  1. Do you think there is a need for increased transparency and competition on Rating Agencies Models?
  2. Is there a relation between an entity credit rating and its cost of borrowing?
  3. Are credit ratings the same as the credit scores used to assess customers?
  4. Why should bond issuers consider rating their bonds?
  5. How often and when can a rating be changed?

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