Doctors told Dylan that he would never walk again after his terrible motorcycle accident. Dylan was devastated as he was a professional motorcycle racer and raced internationally. It took three years of intensive physiotherapy for him to walk again and to resume his life. During this time, he was unable to ride a motorcycle. Thankfully he had private disability insurance and these disability benefits allowed him to pay his bills and to cover the many operations and physiotherapy that were required to get him back on the racing circuit. Note that his disability benefits were not reduced when he taught online motorcycle courses during his three years of recovery. What type of plan did Dylan have?

Points: 1

1. Disability insurance covering the inability to perform the duties of his own regular occupation.
2. Permanent insurance coverage that provides insurance for as long as the premiums are paid.
3. Disability insurance covering the inability to work at his own occupation.
4. Critical illness insurance coverage that provides a lump-sum benefit.
5. Term insurance that provides insurance coverage while away from work.