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Dr. Lin recommends the purchase of 'Return-of-Premium' (or 'ROP') term life insurance policies because they offer decent rate of return. True False Most college students

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Dr. Lin recommends the purchase of 'Return-of-Premium' (or 'ROP') term life insurance policies because they offer decent rate of return. True False Most college students should consider purchasing a cash value life insurance policy because the policy is cheaper at a younger age. True False

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