Drake bought a used Honda for $15,400.00. He paid $4000.00 down and signed a note to repay the balance with interest at 9% in 30 months. Six months before the due date of that debt, it was commuted into three equal payments of X dollars, due immediately, 6, and 9 months from the date of commutation. They set the interest rate at 12.25% and the focal date 6 months from the date of commutation. Determine X