Dread and Corpse are married and have always lived in Texas. Dread died owning a life insurance policy on his life which paid $$1,000,000$ ?to Corpse's son $($Zombie$)$ ?from an earlier marriage. Dread and Corpse purchased the policy during their marriage and premiums were paid $50\%$ ?from community funds and $50\%$ ?from Dread's separate funds. Dread's gross estate includes:

$$500,000$ ?is included in Dread's gross estate, and Corpse has made a gift to Zombie of $$500,000.$

$$750,000$ ?is included in Dread's gross estate, and Corpse has made a gift to Zombie of $$250,000.$

$$1,000,000$ ?is included in Dread's gross estate.

$$750,000$ ?is included in Dread's gross estate.

None of the above.