drop down options:

1. 2600/4300/720/900

2. does / does not

3. 10/20/25/15

4. safe low debt / safe maximum debt / undafe debt / safe manageable debt

5. decreased / incresed

6. decrease / increase

7. more / less

The total mo mortgage. Giberto's debt safety ratio is Se and considered Guberto's debt sofety ratio changed to 15%. His take-home pay must have or his monthly losn payments must have - Lenders may now be willing to give him a loan than they were before this change