Due diligence needed in order to develop and maintain positive ethics includes each of the following, EXCEPT: a. Making sure product is approved in the state before soliciting the product Making sure the insurer is authorized in the state before soliciting any product from the insurer C. Checking the financial ratings of an insurer before representing that insurer d. Comparing each new product from an insurer to all similar products in the market based on commission only before offering Due diligence needed in order to develop and maintain positive ethics includes each of the following, EXCEPT: a. Making sure product is approved in the state before soliciting the product Making sure the insurer is authorized in the state before soliciting any product from the insurer C. Checking the financial ratings of an insurer before representing that insurer d. Comparing each new product from an insurer to all similar products in the market based on commission only before offering