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During periods of instability, how might a bank's balance sheet change? In particular, discuss how assets, liabilities, and bank capital may change during periods of

During periods of instability, how might a bank's balance sheet change?

In particular, discuss how assets, liabilities, and bank capital may change during periods of rising unemployment rates.

How might a bank safe guard itself to protect against insolvency?

How would this affect the money multiplier?

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