During the early 2000's, federal legislation repealed the "Great Depression" era law which required the separation of depository and investment functions. The repealing legislation created banking "deregulation" and has been credited with largely contributing to the "Great Recession" of 2008. Describe the original" legislation and the "repealing" legislation. In your opinion, how were consumers helped or hurt by banking deregulation? Support your analysis with clear references to course materials