DW Co. stock has an annual return mean and standard deviation of 15 percent and 38 percent, respectively. What is the smallest expected loss in the coming year with a probability of 5 percent? (A negative value should be indicated by a minus sign. Do not round intermediate calculations. Round the z-score value to 3 decimal places when calculating your answer. Enter your answer as a percent rounded to 2 decimal places.) Smallest expected loss %