Each of the following are characteristics of the period $2000$ to $2010$ EXCEPT:

Select one:

a$.$ Medical savings accounts were made available to all individuals and called health savings accounts

b$.$ Employees began bearing a greater cost of health care coverage through the use of high deductible health plans

c$.$ Consolidation of large health companies were formed through mergers and acquisitions

d$.$ Employers stopped supporting wellness programs because they were found to have an insignificant impact on health and productivity of their personnel