1. East Stores has derived the following consumer credit scoring model:

Y=0.2*Employment + 0.4*Homeowner + 0.3*Cards

Employment=1 if employed full time, 0.5 if employed part-time, and 0 if unemployed;

Homeowner=1 if homeowner, 0 otherwise

Cards=1 if presently has 1-5 credit cards, 0 otherwise

The store determines that a score of at least 0.7 indicates a very good credit risk, and it will extend credit to the individuals. If Janice is employed half time, is a homeowner, and has 2 credit cards at present, does the model indicate she should receive credit?