Eddie and Krysten married on January 1, 2020 and had their baby, Eddie Jr. on December 31, 2020. Eddie and Krysten earned $102,195 in salary during 2020, plus $2,325 in interest income on taxable bonds. They sold one of the bonds they held since 2015 at a gain of $100 in 2020. Their itemized deductions totaled $21,934. Their employers withheld $9,080 from their paychecks during the year. How much of a refund or tax is due with their federal income tax return for the year?

Group of answer choices

None of these choices are correct.

$38 tax due

$91 tax due.

$1,962 refund

$1,909 refund