Eileen estimates that her investment strategy will pay her $16\mathrm{.}00\%,$ compounded monthly. If she is investing $$19,500$ today, in how many years will she reach her goal of $$44,000?$

$4\mathrm{.}8$ years

$4\mathrm{.}4$ years

$5\mathrm{.}4$ years

$4\mathrm{.}9$ years

$5\mathrm{.}1$ years