Elaine Romberg prepares her own income tax return each year. A tax preparer would charge her $130 for this service. Over a period of 8 years, how much does Elaine gain from preparing her own tax return? Assume she can earn 3 percent on her savings. (Exhibit 1 -A. Exhibit 1-B. Exhibit 1-C. Exhibit 1-D) Note: Use appropriate factor(s) from the tables provided. Round time value factor to 3 decimal places and final answer to 2 decimal places