elit 16. If you have an accident and it is your fault, Medical payments can apply to all except: The insured in his or her car Family members in the other car The driver's passengers in the other car Your son horse playing and riding on the hood of the vehicle 17. Which is the best policy to cover if you are living in a house you own but you have a renter that also is living with you and paying your rent HO 4 HO 3 HO 8 HO 6 18. If you did have a small fire and you could not live in your home while repairs were being made, which coverage would help you and your family pay for a place to stay? Coverage A Coverage B Coverage D Coverage E 19. All are excluded (not covered) on homeowners insurance policies either basic and broad except: Flood Wind Earthquake Intentional damage 20. If you have an expensive piece of jewelry it is better covered under a/an: Personal umbrella Personal Articles Floater Personal Addition to HO 3 Jeweler's Block Policy I Type here to search O