Ella Rainwater uses her credit card to pay her co-payment charge. Ella asks you to explain if paying the co-payment decreases the total amount of her medical bill for today's office visit. You say: "No, the co-payment is an extra charge. Your bill will still be the full amount." "Yes, the $25.00 will come off your total due." "It is best to check with your insurance company to see if your co-payments apply towards your deductible." None of the above