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email persuading a lender to defer paying a student loan. what is at stake for the loan if it defers the loan? what regulating bodies

email persuading a lender to defer paying a student loan. what is at stake for the loan if it defers the loan? what regulating bodies govern how a lender may alter a the terms of a loan agreement? what objections might a lender raise to differing the loan? what channel is the best way to reach the lender what tone will work best in the message to the lender? how long of a deferral are you requesting?

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