Emily Morrison purchased a new house for $190,000. She paid $50,000 upfront and agreed to pay the rest over the next 10 years in 10 equal annual payments that include principal payments plus 9 percent compound interest on the unpaid balance. What will these equal payments be?

a.Emily Morrison purchased a new house for $190,000 and paid $50,000 upfront. How much does she need to borrow to purchase the house?

$_______ (Round to the nearest dollar.)