Emily, who is single, sustains an NOL of $19,440 in 2021. The loss is carried forward to 2022. For 2022, Emily's income tax information before taking into account the 2021 NOL is as follows: Adjusted gross income $97,200 Itemized deductions*: Medical [$11,664 - (7.5% x $97,200)] $4,374 Taxes 14,580 Interest expense on home mortgage 29,160 (48,114) Taxable income $49,086 * The 2021 single standard deduction is $12,550; Emily's itemized deductions will exceed the 2022 single standard deduction (after adjustment for inflation). How much of the NOL carryforward can Emily use in 2022, and what is her adjusted gross income and her taxable income? Emily may use $______ of the NOL, resulting in adjusted gross income of $____and taxable income $______