er d 1 2 234567891 Present value interest factor of $1 per period at i% for n periods, er 10 2345678910 1 12% 13% 14% 15% 1% 2% 3% 0.990 0.980 0.971 0.870 0.961 4% 5% 6% 7% 8% 9% 10% 11% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.901 0.893 0.885 0.877 0.980 0.961 0.943 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.812 0.797 0.783 0.769 0.756 0.971 0.942 0.915 0.889 0.864 0.840 0.816 0.794 0.772 0.751 0.731 0.712 0.693 0.675 0.658 0.924 0.888 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.659 0.636 0.613 0.592 0.572 0.906 0.863 0.822 0.784 0.747 0.713 0.681 0.650 0.621 0.593 0.567 0.543 0.519 0.888 0.837 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.535 0.507 0.480 0.456 0.871 0.813 0.760 0.711 0.665 0.623 0.583 0.547 0.513 0.482 0.452 0.425 0.400 0.853 0.789 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.434 0.404 0.376 0.351 0.837 0.766 0.703 0.645 0.592 0.544 0.500 0.460 0.424 0.391 0.361 0.333 0.308 0.497 0.558 0.508 0.463 0.352 0.322 0.295 0.270 0.247 0.951 0.942 0.933 0.923 0.914 0.905 0.820 0.744 0.676 0.614 7.652 0.422 0.386 7% 14% 15% 11% 12% 13% 0.901 0.893 0.885 0.935 0.870 1.626 1.970 2.941 2.283 2.855 1% 2% 3% 4% 5% 6% 8% 9% 10% 0.990 0.980 0.971 0.962 0.952 0.943 0.926 0.917 0.909 0.877 1.942 1.913 1.886 1.859 1.833 1.808 1.783 1.759 1.736 1.713 1.690 1.668 1.647 2.884 2.829 2.775 2.723 2.673 2.624 2.577 2.531 2.487 2.444 2.402 2.361 2.322 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.102 3.037 2.974 2.914 4.580 4.212 4.100 3.993 3.890 3.791 3.696 3.605 3.517 5.417 5.242 5.076 4.917 4.767 4.623 4.486 4.355 6.230 6.002 5.786 5.582 5.389 5.206 5.033 4.868 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 7.786 7.435 7.108 6.802 6.515 6.247 5.995 5.759 4.452 4.329 3.433 3.352 4.853 4.713 5.601 5.795 3.889 3.784 6.728 6.472 4.288 4.160 4.231 4.111 3.998 4.712 4.564 4.423 5.146 4.968 4.799 5.537 5.328 5.132 7.325 4.639 8.162 4.946 6.145 5.889 5.650 5.426 8.566 0 9.471 8.983 8.530 8.111 7.722 7.360 7.024 6.710 6.418 Present value interest factor of an (ordinary) annuity of $1 0.432 0.376 0.327 0.284 5.216 4.487 4.772 5.019 H