Erin decides to invest $31,000 into an account paying an annualized rate of 11.75% with quarterly compounding for 10 years. How much money will she have in 10 years? Round your answer to two decimal places.

What is the equivalent continuously compounded rate for this investment? Type 4.35 if your answer is 4.35%. Round your answer to two decimal places.

When will she have $51,000 in her account? Round your answer to two decimal places.