Ernie eared $95,960 working at his job, and his employer paid $7,766 to include him on the group health insurance policy. How much will Ernie have to declare as taxable income this year given he has no other sources of income? Ernie eared $95,960 working at his job, and his employer paid $7,766 to include him on the group health insurance policy. How much will Ernie have to declare as taxable income this year given he has no other sources of income