ertie is evaluating the tax costs associated with selling a few investment assets in late December of 2023 versus selling the assets in January of 2024. Bertie expects to have a taxable gain (i.e., taxable income) from the sale of $20,000. The gain will be subject to Bertie's marginal tax rate, which she expects to be 22% in 2023 and 24% in 2024. Her after-tax rate of return is 8% (one year discount factor 0.926). What is the tax cost associated with selling the investment assets in 2023 versus 2024? Which would you recommend