esent value interest factor of an (ordinary) annuity of $1 per period at i% for n periods, PVIFA(i,n). eriod 0.5% 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 4.5% 5.0% 5.5% 6.0% 6.5% 7.0% 7.5% 8.0% 8.5% 9.0% 9.5% 1 0.9950 0.9901 0.9852 0.9804 0.9756 0.9709 0.9662 0.9615 0.9569 0.9524 0.9479 0.9434 0.9390 0.9346 0.9302 0.9259 0.9217 0.9174 0.9132 2 1.9851 1.9704 1.9559 1.9416 1.9274 1.9135 1.8997 1.8861 1.8727 1.8594 1.8463 1.8334 1.8206 1.8080 1.7956 1.7833 1.7711 1.7591 1.7473 3 2.9702 2.9410 2.9122 2.8839 2.8560 2.8286 2.8016 2.7751 2.7490 2.7232 2.6979 2.6730 2.6485 2.6243 2.6005 2.5771 2.5540 2.5313 2.5089 4 3.9505 3.9020 3.8544 3.8077 3.7620 3.7171 3.6731 3.6299 3.5875 3.5460 3.5052 3.4651 3.4258 3.3872 3.3493 3.3121 3.2756 3.2397 3.2045 5 4.9259 4.8534 4.7826 4.7135 4.6458 4.5797 4.5151 4.4518 4.3900 4.3295 4.2703 4.2124 4.1557 4.1002 4.0459 3.9927 3.9406 3.8897 3.8397 6 5.8964 5.7955 5.6972 5.6014 5.5081 5.4172 5.3286 5.2421 5.1579 5.0757 4.9955 4.9173 4.8410 4.7665 4.6938 4.6229 4.5536 4.4859 4.4198 7 6.8621 6.7282 6.5982 6.4720 6.3494 6.2303 6.1145 6.0021 5.8927 5.7864 5.6830 5.5824 5.4845 5.3893 5.2966 5.2064 5.1185 5.0330 4.9496 8 7.8230 7.6517 7.4859 7.3255 7.1701 7.0197 6.8740 6.7327 6.5959 6.4632 6.3346 6.2098 6.0888 5.9713 5.8573 5.7466 5.6392 5.5348 5.4334 9 8.7791 8.5660 8.3605 8.1622 7.9709 7.7861 7.6077 7.4353 7.2688 7.1078 6.9522 6.8017 6.6561 6.5152 6.3789 6.2469 6.1191 5.9952 5.8753 10 9.7304 9.4713 9.2222 8.9826 8.7521 8.5302 8.3166 8.1109 7.9127 7.7217 7.5376 7.3601 7.1888 7.0236 6.8641 6.7101 6.5613 6.4177 6.2788 11 10.6770 10.3676 10.0711 9.7868 9.5142 9.2526 9.0016 8.7605 8.5289 8.3064 8.0925 7.8869 7.6890 7.4987 7.3154 7.1390 6.9690 6.8052 6.6473 12 11.6189 11.2551 13 12.5562 12.1337 10.9075 11.7315 14 13.4887 13.0037 15 14.4166 13.8651 16 15.3399 14.7179 17 16.2586 15.5623 18 17.1728 16.3983 19 18.0824 17.2260 20 18.9874 18.0456 21 19.8880 18.8570 22 20.7841 23 21.6757 24 22.5629 25 23.4456 26 24.3240 27 28 25.1980 26.0677 10.5753 10.2578 11.3484 10.9832 10.6350 12.5434 12.1062 11.6909 11.2961 13.3432 12.8493 12.3814 11.9379 14.1313 13.5777 13.0550 12.5611 14.9076 14.2919 13.7122 13.1661 15.6726 14.9920 14.3534 13.7535 16.4262 15.6785 14.9789 14.3238 17.1686 16.3514 15.5892 14.8775 17.9001 17.0112 19.6604 18.6208 17.6580 20.4558 19.3309 18.2922 17.3321 16.4436 21.2434 20.0304 18.9139 17.8850 16.9355 22.0232 20.7196 19.5235 18.4244 17.4131 22.7952 21.3986 20.1210 18.9506 17.8768 23.5596 22.0676 20.7069 19.4640 18.3270 24.3164 22.7267 21.2813 19.9649 18.7641 9.9540 9.6633 9.3851 9.1186 8.8633 8.6185 8.3838 8.1587 7.9427 7.7353 7.5361 7.3447 7.1607 6.9838 10.3027 9.9856 9.6829 9.3936 9.1171 8.8527 8.5997 8.3577 8.1258 7.9038 7.6910 7.4869 7.2912 10.9205 10.5631 10.2228 9.8986 9.5896 9.2950 9.0138 8.7455 8.4892 8.2442 8.0101 7.7862 7.5719 16.1845 15.4150 16.7654 15.9369 11.5174 11.1184 12.0941 11.6523 12.6513 12.1657 13.1897 12.6593 13.7098 13.1339 14.2124 13.5903 14.6980 14.0292 15.1671 14.4511 10.7395 10.3797 10.0376 9.7122 9.4027 9.1079 8.8271 8.5595 8.3042 8.0607 7.8282 11.2340 10.8378 10.4622 11.7072 11.2741 10.8646 12.1600 11.6896 11.2461 12.5933 12.0853 11.6077 13.0079 12.4622 11.9504 13.4047 12.8212 12.2752 13.7844 13.1630 12.5832 10.1059 9.7678 9.4466 9.1415 8.8514 8.5753 8.3126 8.0623 10.4773 10.8276 10.4325 10.1106 9.7632 9.4340 9.1216 8.8252 8.5436 8.2760 10.0591 9.7060 9.3719 9.0555 8.7556 8.4713 11.1581 10.7347 10.3356 9.9591 9.6036 9.2677 8.9501 8.6496 11.4699 11.0185 10.5940 10.1945 9.8181 9.4633 9.1285 8.8124 11.7641 11.2850 10.8355 10.4135 10.0168 9.6436 9.2922 8.9611 12.0416 11.5352 11.0612 10.6172 10.2007 9.8098 9.4424 9.0969 15.6204 14.8568 14.1478 12.8750 12.3034 16.0584 15.2470 16.4815 15.6221 14.8282 16.8904 15.9828 15.1466 17.2854 16.3296 15.4513 17.6670 16.6631 15.7429 14.4955 13.4886 13.7986 13.1517 14.0939 13.4139 12.7834 14.3752 13.6625 13.0032 12.3924 14.6430 13.8981 13.2105 14.8981 14.1214 13.4062 11.7701 11.2722 10.8067 10.3711 9.9629 9.5802 9.2209 12.5504 11.9907 11.4693 10.9830 10.5288 10.1041 9.7066 9.3341 12.1979 11.6536 11.1469 10.6748 10.2342 9.8226 9.4376 11.8258 11.2995 10.8100 10.3541 9.9290 9.5320 12.5750 11.9867 11.4414 10.9352 10.4646 10.0266 9.6183 12.7465 12.1371 11.5734 11.0511 10.5665 10.1161 9.69711