Eugene began to save for his retirement at age 21, and for 12 years he put $650 per month into an ordinary annuity at an annual interest rate of 6% compounded monthly. After the 12 years. Eugene was unable to make the monthly contribution of $550, so he moved the money from the annuity into another account that earned 8% interest compounded monthly. He left the money in this account for 32 years until he was ready to retire. How much money did he have for retirement? Retirement amount =