Eugene began to save for his retirement at age 31, and for 11 years he put $ 375 per month into an ordinary annuity at an annual interest rate of 8% compounded monthly. After the 11 years, Eugene was unable to make the monthly contribution of $ 375, so he moved the money from the annuity into another account that earned 11% interest compounded monthly. He left the money in this account for 23 years until he was ready to retire. How much money did he have for retirement?

Retirement amount =