Evaluate the internal and external sales environment while you were planning your proposal to the client. Include the following:

What you knew about your bank and its ability to meet the needs, expectations and preferences of the client.

7345 m 88i1190063083 Briefly describe the nature of your clien't business. Include the following information in your answer: Nature of the business: MJN Mechanics (Pty) Ltd Company profile: The was registered in 2017 Structure: The business is a registered proprietary limited Turnover: The turnover of the campany for 2022 year is R560 465. It was R 452203 in the 2021 tax year. Risk grade and rating from the bonk's prespective: With earnings and the financial position the risk rating is low. The company reflects profits. The osset are also higher than the hiabilitles. The liquidity ratio is 4.37 .1 with regards to the 2022 financial figures. The company will be able to afford the company is liquid and solvent Demggraphics of staff(and customers): The staff consists marily of the director. The director receives a salary in the form of director's remuneration. The amaint he feceives. manthly is R10000 before incomes tax and UIf deductians He is 29 Years old. The customers of the company is between the oges 2560. Approximately 70% of custaness ore male 90% of customers come frem the town in which the company is situated and the towa in which the other 10\% came from variais places nationally. Monagement profile: The management profile of the company consists of the skills needed to manage the campany. The manager, which is the director has the following skills: - Assessing motor vehicles for repairs - Installing different parts into vehicles - Assisting customers with vehicle services - Finaincial backgraind to understand the day to day running of the business Size. The company is a meduim sized enterprise when yau look at the tarnover of the company. Wwnership: The company is a proprietary limited. It is a private company and the directors hold 10% shares in the company. There are no other shareholders docaticn: The business is situated in 147 Oraniaville Klerksdorp, Saith Africa Fingncial stability: The business is finacially stable as they will be able to settle the liabilities in future and the business also generates a profit. Value of the relationship to the beank: The business is on asset to the bank and is valued at the bank when we look at the bank's grading system which shaild be followed by all banks, but by looking at the financial particulars of the company, the bank will value the company as their client. hegality of the organisations The company is registered with CIPC (Companies and Intellectual property commision) in the correct manner and since the compony provides services regarding moter venicles, the company 15 also registered with RmA (Rand Mutual Assurance). The company is therefore correctly registered in the area in which it is situated and for the services that is renders. Z3Hs "Hur "dient contact report." This report must detail how 2.2 Submit your "dient cantactishing your clients needs make sure you went about establishing your clients needs mation if you dan't it includes at least the following informatic such a report you will heed to make one yo. Banker Report Date: 4 April 2023 Client/Company name: MNJN nechanics (Pty) Ltd. Contact Persans Dani van Zy! Managing director Financiat nanager Accaint Holders Nome: Donie van Zyl Department: nanager Area Client nanager SBS Manager/PRB/ Relationshis nanager. Objectives: To grow and scole the business Meeting attended bys Danie van Zy I MJN mechanics is respansible for inspecting and repairing venicles, machinery, and light trucks. They are service technicians, they oversee maintenance inspepection, manitor inventory, assemble to borrow money on business to buy mare equipment to make business bigger and to help more clients, because there is a lot of demond. Client needs R100000 over 1 Year The bank con offer you ( the client) a business overdraft 7345 The facility is linked to your business Accaint and provides the ability to make payments even when there are no cash fund avalible in your account, thus avoiding penalty fee and additional charges. No minimum manthly payments os lang as you remann within te agree limit. Poyment into the overdraft facqlity make funds availible for use again. Fexibility, as you can deat with unexpecled expenses and capitdise an any oppertunities. monthly repayments are based on the amount of credit you used. Amant overdrown R 100000.00 Number of days in a billing period. 30 days Rate andinterest Overdraft interest per day-Ra9 Loan Term Security avgilable Owner building Or the bank can offer you (the client) a business loan. It is suited for business holders looking to raise copital to inject into a business for growth or expansion purposes Amant loon Security availeuble R100 000.00 Owner building Loan terms 12 manths Total interest prediction Interest Rate R 7445.96 13.5% Monthly locn Repayments R89729.008953.83 Results: Client will be taking the overdraft Competitor and pricing information: Overdroft is best for the client, he can use only what he needs at a time. Slient feedback: Client is hoppy with his overdraft and he understand all the terms and conditicis 7345 m 88i1190063083 Briefly describe the nature of your clien't business. Include the following information in your answer: Nature of the business: MJN Mechanics (Pty) Ltd Company profile: The was registered in 2017 Structure: The business is a registered proprietary limited Turnover: The turnover of the campany for 2022 year is R560 465. It was R 452203 in the 2021 tax year. Risk grade and rating from the bonk's prespective: With earnings and the financial position the risk rating is low. The company reflects profits. The osset are also higher than the hiabilitles. The liquidity ratio is 4.37 .1 with regards to the 2022 financial figures. The company will be able to afford the company is liquid and solvent Demggraphics of staff(and customers): The staff consists marily of the director. The director receives a salary in the form of director's remuneration. The amaint he feceives. manthly is R10000 before incomes tax and UIf deductians He is 29 Years old. The customers of the company is between the oges 2560. Approximately 70% of custaness ore male 90% of customers come frem the town in which the company is situated and the towa in which the other 10\% came from variais places nationally. Monagement profile: The management profile of the company consists of the skills needed to manage the campany. The manager, which is the director has the following skills: - Assessing motor vehicles for repairs - Installing different parts into vehicles - Assisting customers with vehicle services - Finaincial backgraind to understand the day to day running of the business Size. The company is a meduim sized enterprise when yau look at the tarnover of the company. Wwnership: The company is a proprietary limited. It is a private company and the directors hold 10% shares in the company. There are no other shareholders docaticn: The business is situated in 147 Oraniaville Klerksdorp, Saith Africa Fingncial stability: The business is finacially stable as they will be able to settle the liabilities in future and the business also generates a profit. Value of the relationship to the beank: The business is on asset to the bank and is valued at the bank when we look at the bank's grading system which shaild be followed by all banks, but by looking at the financial particulars of the company, the bank will value the company as their client. hegality of the organisations The company is registered with CIPC (Companies and Intellectual property commision) in the correct manner and since the compony provides services regarding moter venicles, the company 15 also registered with RmA (Rand Mutual Assurance). The company is therefore correctly registered in the area in which it is situated and for the services that is renders. Z3Hs "Hur "dient contact report." This report must detail how 2.2 Submit your "dient cantactishing your clients needs make sure you went about establishing your clients needs mation if you dan't it includes at least the following informatic such a report you will heed to make one yo. Banker Report Date: 4 April 2023 Client/Company name: MNJN nechanics (Pty) Ltd. Contact Persans Dani van Zy! Managing director Financiat nanager Accaint Holders Nome: Donie van Zyl Department: nanager Area Client nanager SBS Manager/PRB/ Relationshis nanager. Objectives: To grow and scole the business Meeting attended bys Danie van Zy I MJN mechanics is respansible for inspecting and repairing venicles, machinery, and light trucks. They are service technicians, they oversee maintenance inspepection, manitor inventory, assemble to borrow money on business to buy mare equipment to make business bigger and to help more clients, because there is a lot of demond. Client needs R100000 over 1 Year The bank con offer you ( the client) a business overdraft 7345 The facility is linked to your business Accaint and provides the ability to make payments even when there are no cash fund avalible in your account, thus avoiding penalty fee and additional charges. No minimum manthly payments os lang as you remann within te agree limit. Poyment into the overdraft facqlity make funds availible for use again. Fexibility, as you can deat with unexpecled expenses and capitdise an any oppertunities. monthly repayments are based on the amount of credit you used. Amant overdrown R 100000.00 Number of days in a billing period. 30 days Rate andinterest Overdraft interest per day-Ra9 Loan Term Security avgilable Owner building Or the bank can offer you (the client) a business loan. It is suited for business holders looking to raise copital to inject into a business for growth or expansion purposes Amant loon Security availeuble R100 000.00 Owner building Loan terms 12 manths Total interest prediction Interest Rate R 7445.96 13.5% Monthly locn Repayments R89729.008953.83 Results: Client will be taking the overdraft Competitor and pricing information: Overdroft is best for the client, he can use only what he needs at a time. Slient feedback: Client is hoppy with his overdraft and he understand all the terms and conditicis