Evaluate your clients financial health by calculating their financial ratios and explain in your own words what you feel the condition of your clients financial health is. (Client is age 22)

Ratios (Show Calculations)	Answer and Explanation in comparison to the Benchmark.
Saving Ratio
Investment Assets to Total Assets Ratio

R

Financial Data Balance Monthly Cash Monetary Assets Income Checking Account Savings Account Total Monetary Assets $1,000.00 $500.00 $1,500.00 Gross Monthly Pay Total Income $2,750.00 $2,750.00 Expenses Variable Tangible Assets S325.00 $200.00 $175.00 $250.00 $150.00 $125.00 S350.00 $1,575.00 Car Entertainment Center Art Collection Computer $22,000.00 $1,250.00 $11,000.00 Food Clothes Utilities Credit Cards Transportation Gifts Miscellaneous Total Tangible Assets $39,250.00 Investment Assets 401k IRA $12,000.00 S5,000.00 $17,000.00 Total Variable Expenses Total Investment Assets Fixed Rent Payment Auto Payment Medical Bills Computer Payment Student Loan Payment Renters insurance Income Taxes IRA Contributiorn Total Fixed Expenses $575.00 S390.00 Total Assets $57,750.00 $100.00 $145.00 $25.00 S30.00 S550.00 $50.00 $1,865.00 Liabilities Short Term Credit Card Debt Medical Bills $5,125.00 Total Short Term Debt $7,625.00 Long Term Computer Student Loan Car Loan S2,725.00 $27,800.00 S8,745.00 $39,270.00 $46,895.00 Total Expenses S5,350.00 Surplus/Deficit ($690.00) Total Long Term Debt Total Liabilities Net Worth $10,855.00