Evans is leaving his current group plan as he has found another job where he will be joining soon. The current plan offers a coverage of $$200,000$ and his spouse and children ere sis; under the plan. He was recently diagnosed with a heart condition and is unsure if he should opt for conversion of the existing policy or purchase a new individual insurance polio. He is looki the most cost$-$effective option. Which of the following is an appropriate recommendation for Evans? eWpRWGgwMOZ$5$RDlubElYZ$)$ZrcmpLd$2090$a$.$ He should opt for conversion as the coverage of all his dependents can also be converted.b$.$ He should opt for conversion as he will not be required to provide evidence of insurability.c$.$O He should purchase an individual life insurance policy as he can get permanent coverage with supplementary benents,d$.$O He should purchase an individual life insurance policy as the premiums of a converted policy are always higher. eWpRWGgwMOZ$5$RDlubE$/$YZ$)$ZrcmpLdz$09$ @NEXT QUESTION