Every time you have your cholesterol measured, the measurement may be slightly different due to random fluctuations and measurement error. Suppose that for you, the population of possible cholesterol measurements if you are healthy has a mean of 195 and a standard deviation of 10. Further, suppose you know you should get concerned if your measurement ever gets up to the 97th percentile. What level of cholesterol (in mg/dl) does that represent? (You may need to use Table 8.1. Round your answer to two decimal places.)

mg/dl?